$0 Down Bankruptcy 

Fill Out The Form Get A Free Consultation With Richard McConathy

We will call you back within 1 hour to discuss your case. At the outcome of the call you will  have a clear defense strategy that will give you the most favorable outcome for your case (with no obligation to move forward!). 

We will call you back within 1 hour to discuss your case. At the outcome of the call you will  have a clear defense strategy that will give you the most favorable outcome for your case (with no obligation to move forward!).

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code. Typically we can help clients with financial difficulties. However, results may vary.

$0 down attorney fees applies to only those clients that qualify and file a chapter 13 under the U.S. bankruptcy code who 1) have not had a prior chapter 13 dismissed with the past year, and 2) are not trying to stop a foreclosure within 20 days of filing bankruptcy. A client who intends to file chapter 7 with our law firm can be retained with as little as $0. However, our firm will not file a chapter 7 case until the filing fee and all costs are paid in full. A client cannot be offered protection under bankruptcy until the client’s case is filed with the U.S. Bankruptcy Court.

Free advice includes and is limited to a free ½ hour consultation by phone or in person with a bankruptcy attorney. Information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer or attorney-client relationship. Any results portrayed here were dependent on the facts of that case and the results will differ if based on different facts.

$0 Down Bankruptcy 

Schedule your FREE Banckruptcy Evaluation Today!

Don’t Pay A Dime On Attorney Fees To Get Your Chapter 13 Filed* 

Get a FREE, Personalized Bankruptcy Evaluation

Affordable Payment Plans Available

40+ Years of Combined Experience 

We’ve Helped Over 30,000 People

Call: 502-339-0222

What Bankruptcy Can Do For You

Stop Creditor Calls And Letters 

Get Rid of Most Unsecured Debts 

Temporarily Stop Foreclosures,
Repossessions, or Evictions

If your experienced bankruptcy attorney suggests that you file for Chapter 7 or Chapter 13, you can generally expect the benefits listed below: 

Why 30,000+ People Have

Chosen To Work With
O’Bryan Law Offices

“I was able to keep my home”

I was losing sleep and sank into a deep depression over my bills. I was paralyzed in my own house and I couldn’t face the knock on my front door by the sheriff serving me papers.



I thought that bankruptcy would be the worst thing in the world, but instead I can wake up each day and face life without fear and worry.



After filing bankruptcy with O’Bryan Law Offices, I felt a huge burden lifted off of my shoulders and I was able to keep my home. I feel very GRATEFUL to all the staff that pulled me through this tough time and encouraged me. 

-Carl S.

“Don’t believe what people tell you.”

Don’t believe what people tell you.

I saved my house after people told me that I would have to give up everything I owned. Every situation is different and I am on my way to a better future.



It was simple and fast. My paralegal was great and made me feel good about my next step, ‘life after bankruptcy.’ My kids can tell a difference in my happiness and I can be a better parent.



Julie and her staff handled all my problems and are very compassionate. I appreciate all you’ve done for me and my family. 

-David H. 

“They shined a light within the darkness of insurmountable financial disaster” 

Debt once controlled me, but after working through my bankruptcy with this talented firm almost two years ago, my finances are now on a very solid foundation. 

They shined a light within the darkness of insurmountable financial disaster, striving to provide comfort in a turbulent time.



My financial and spiritual resurgence would not have been possible without the guidance of these very respectful and caring folks.



I’ll always be thankful for them, and I know there’s a good chance that if you’re pondering bankruptcy as a solution and are reading this, you’ll eventually feel the same way. 

-Carl S. 

Schedule Your Free Consultation

Office Locations and Hours 

Call: 502-339-0222

Main Office:

Address:


1717 Alliant Avenue Suite 17,
Louisville, KY 40299

Hours:


Mon - Fri: 8:30 am – 5:00 pm

Sat: 8:30 am – 2:00 pm

Sun: Closed

Call: 502-339-0222

Frankfort Office: 

Address:


110 Saint James Court, Suite D, Frankfort, KY 40601

Hours:


Mon - Thurs: 8:30 am – 5:00 pm Friday: 8:30 am – 4:30 pm

Sat, Sun: Closed 

Call: 502-339-0222

What Bankruptcy Can Do For You

If your experienced banckryptcy attorney suggests that you file for Chapter 7 or Chapter 13, you can generally expect the benefits listed below:

Chosen To Work With
O’Bryan Law Offices

502-497-8695